About the fund
Capital for the businesses emerging markets are built on.
A fund for companies and individuals with a sound plan and part of the money already in hand — priced so that growth is possible, and structured so that ownership stays where it belongs.
Why the fund exists.
DGC Finance was established with a single purpose: to widen access to affordable capital for businesses and individuals in emerging markets. Traditional lending rarely serves them well. Banks generally require collateral, or a repayment record long enough to prove what a newer venture cannot yet show, and the barriers to entry leave capable operators without a workable option.
What remains is expensive. Borrowers turn to informal lenders whose rates can consume the very margin the money was meant to create. The fund exists to close that gap — with interest that stays low and fixed, a repayment period of up to 36 months, and a decision taken by people who read the plan rather than a score. Capital is provided as a facility, never as equity, so what the borrower builds remains entirely their own.
- Interest 4% flat, agreed in advance and fixed for the whole term
- Repayment Spread over a period of up to 36 months
- Ownership Retained in full by the borrower — no shares, no board seat, no share of profit
- Who it is for Trading businesses, and individuals with a committed contribution and a direction that can be evidenced
In partnership with
How we work.
We fund the deficit in a defined project rather than the whole of it. The applicant brings part of the cost from their own funds, and the fund covers the remainder. That structure keeps the commitment shared and the purpose specific, which is what makes a decision possible without the collateral a bank would demand.
Each application is read by a loan officer, not scored by a machine. The figures are reconciled against the documents supplied, the terms are issued in writing before anything is signed, and repayment begins on a date both parties have agreed.
Tell us what you are building. We will tell you what the fund can provide.
A short message to our loan officers is the most efficient means of establishing whether you qualify and what the repayment schedule would be.